We would like to introduce our company, Capital for Business, Inc. based in New York, NY.

The company operates as principal bidder specifically on non-performing and REO product up to $5mm. We are able to provide your institution a satisfactory Proof of Funds/Letter of Sufficiency in this amount. In addition, Capital for Business is backed by a well established NYC firm that maintains purchasing capability up to $50mm.

As banks are regulated and reserves have to be maintained for under performing loans, we might be a viable solution. Our primary purpose is to mutually determine if we may assist you with any liquidity needs that you may have for your portfolio.

We are a fund that is interested in buying pools of loans from banks, lenders and individuals that might be performing less than expected and required. The advantage to us is that we manage and market properties in this niche, allowing a reasonable return on purchase and sale.

Our Criteria/Preferences

The following is meant as a guideline only and is not limited:

• Size of transaction - $2mm-$30mm+
• Collateral- Single Family Residence (SFR) including townhouse, duplex, triplex and four-plex; Land; Commercial Properties including multi-family apartments, mixed use, office, warehouse/self storage, flagged hotels
• Geographic- United States; preference for areas experiencing stable employment, modest (or better) growth

Below is a Checklist of Items to Verify before submitting a “tape” (Excel spreadsheet) to Capital for Business. Missing information will likely hold up the process and possibly result in a lower bid.

• Current UPB (Unpaid Principal Balance)

• Original Loan Amount

• Origination Date

• Last Payment Received Date or Next Payment Due Date

Note: The dates in this column should show loans paid through the 1^st of the current month. Any loans that are not shown as being paid current will be priced as non-performing.

• Lien position

• Loan Purpose (Refi, Purchase, Cash Out)

• Property type

• Property Address, City and State

• Loan Type

Tapes should be emailed to: REOBuyer@cfbfinancing.com

Attention - Commercial Banks/Credit Unions/Savings & Thrifts/Hedge Funds/Hard Money Lenders/Warehouse facility providers:

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May we assist your organization with any liquidity needs for your portfolio? Do you have product that you would be interested in selling?

Please contact Capital for Business with questions or comments: REOBuyer@cfbfinancing.com